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This privacy policy sets out how this website uses and protects any information that you give when you use this website. This site is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. 4779 ltd may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.
What we collect
We may collect the following information:
name
contact information including email address
demographic information such as postcode, preferences and interests
other information relevant to customer surveys and/or offers
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
Internal record keeping.
We may use the information to improve our products and services.
We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
How we use cookies
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
You may choose to restrict the collection or use of your personal information in the following ways:
whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at {{config path="trans_email/ident_general/email"}}
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.
You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to {{config path="general/store_information/address"}}.
If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.
DSA Regulations
DSA Code of Business Conduct
All independent Direct Sellers of Member Companies are protected by The DSA Code of Business Conduct which covers the fair and honest promotion of independent business opportunities in Direct Selling.
The Code provides protection of investments in business opportunities, that exceed those demanded by law. The code is administered by the DSA's Independent Code Administrator.
Key features of the DSA Code of Business Conduct:
Demands truthfulness and openness in all recruitment advertisements
Prohibits unreasonable investments
Demands proper contracts, contract cancellation rights and product buy back rights that exceed those demanded by law
Demands the provision of adequate basic training as part of any initial investment
Demands the prompt payment of commissions and bonuses and provision of regular and comprehensive statements of account
and the Direct Selling Legislation
Direct Selling Legislation
Direct selling businesses and independent direct sellers are subject to the same financial and consumer protection legislation that govern any business selling consumer goods services. However there are a few additional legislative requirements. These are:
Licences
In the UK, there is no requirement for a company or an individual to have a license to operate a direct selling business. The same is generally true for direct sellers, although licenses are required in the Isle of Man and certain Channel Islands States. If a direct seller makes an unsolicited call on a private home; makes a sale; delivers the goods and collects payment simultaneously, they may be required to have local police authority permit.
Order Cancelation Rights
All direct sales away from normal retail premises are subject to the consumer being given a cooling off period in which to cancel their order. The law requires that if the sales approach was unsolicited and if the order was in excess of £35 then the consumer must be provided with a notice setting out their right to cancel the order within 7 days. For DSA members, the DSA Consumer Code extends this period to 14 days for sales of any value and regardless of whether it was solicited. Similar requirements, under the Distance Selling regulations govern orders received by a direct seller by phone, mail or e-mail. For further information, consult one of the legal advisors to the DSA.
VAT
Direct selling businesses in the UK, are subject to special rules in relation to VAT. These require that a direct selling business is required to collect at the retail selling prices of the goods sold, regardless of whether their independent direct sellers are personally registered for VAT. For further information consult one of the tax advisors to the DSA.
Multilevel Marketing
Many direct selling businesses are now organised on a MLM or network marketing basis, although they may use neither term in their promotional material. The distinction between MLM and a conventional direct selling structure is the nature of the earnings opportunity offered to new direct sellers. If a participant is offered an opportunity to both retail products and to receive additional rewards from the sales of others they may recruit into the business, then the business is likely to be MLM or Network Marketing and therefore subject to the Trading Schemes Regulations 1997. For further information and advice, consult one of the legal advisors to the DSA.
Summary of UK legislation governing Multi Level Marketing
(effective 6 Feb 1997 for new businesses and 5 Aug 1997 for businesses in operation prior to 6 Feb)
Relevant Act of Parliament Fair Trading Act 1973, Part XI, as amended by the Trading Schemes Act 1996. (The Act)
Definition of a regulated scheme Section 118 of the Act
Any scheme where a promoter supplies goods or services which are supplied:
to other persons under transactions effected by participants, or
to persons introduced by participants and, in either case, where the prospect of benefits is offered to participants in respect to any of the following:
introduction of other participants
continued participation of participants
change of status of participants within the scheme
acquisition and or supply of goods and or services to or by any person
Exclusions
These include direct selling businesses where:
all participants are VAT registered
the sales plan is single level and the maximum reward for recruiting another participant is £50.
Trading Schemes Regulations 1997 Section 119 of the Act
Promotional Material
All recruitment material other than newspaper, magazine advertisements and on radio or television, but including video and the Internet, must include the following:
the name and address of the promoter#
a description of the products and or services offered
prescribed references to the recruitment offence and earnings claims.
Advertising
All recruitment advertisements in newspapers and magazines must comply with the ASA Code.
Contracts
All participants shall be provided with a written and signed contract which shall include:
name and address of the promoter and a description of the products and or services,
description of the participant's role and financial obligations for 12 months, which the promoter can only change by giving at least 2 months' notice,
statements giving a 14 days cooling off period and thereafter, 14 days in which to terminate a contract without penalty,
terms under which goods can be returned for refund and under which previously paid commission and bonuses may be recovered,
prescribed warnings relating to the recruitment offence and earnings claims.
Initial investments
No more than £200 may be received or promised by a participant within 7 days of signing a contract.
Rights on termination of a contract
On termination of a contract, a participant has a right to:
be released from all future obligations other than 'poaching' and any non-competing obligations specified in a contract, and to
return goods in good condition and recover the sum paid, inclusive of VAT, if purchased within 90 days of termination. This would be the full sum paid where the promoter terminated the contract. On termination by the participant, then the sum would be reduced by diminution in value caused by the participant and by a reasonable handling charge.
Recovery of commissions
On termination of a contract, a promoter may only recover those previously paid commissions relating to returned goods that were paid within 120 days of termination.
Sales records
A promoter must supply participants with an invoice or receipt in respect of all purchases of goods and services.
Offences Section 120 of the Act
It is an offence for anyone who is a promoter or participant in a regulated scheme to:
invite anyone to make payments to the promoter or to a participant in a scheme by promising benefits in respect of the introduction of other participants into the scheme.
contravene the Trading Schemes Regulations 1997.
UK Trading Standards
Trading Standards
The Trading Standards Institute (TSI) is a professional association which represents trading standards professionals working in local authorities, business and consumer sectors and in central government in the UK and overseas.
The government believes that consumers who are well-informed about their rights and what they’re buying are more confident and more likely to spend money well, getting better deals or buying new goods and services. This rewards those businesses who are good at responding to what consumers want and helps stimulate growth.
The government wants to give consumers more confidence - and legal back-up - to deal with bad service or shoddy goods. Through clear, modern legislation they also want to help consumers and their advocates have a better understanding of their rights.
Misleading and aggressive selling
Misleading selling
Misleading selling is when a seller or manufacturer doesn’t tell you the truth about something you’re buying. For example, a mobile phone shop assistant tells you a network’s coverage is good in your area, but when you take out a contract you find out it’s actually poor.
Aggressive selling
Aggressive selling is when a seller pressures you into buying something you don’t want. This could happen when, for example, a seller refuses to leave your home unless you buy their product.
If you think you have been misleadingly or aggressively sold something, please contact the Citizens Advice consumer service on 0845 4 04 05 05.
Misleading and aggressive practices are already against the law. Even so, we recognise that it’s difficult for a private consumer to get compensation when they’ve been missold a product in this way.
DPA
The Information Commission Office is an independent authority set up to uphold information rights in the public interest.
Any one who handles personal information about individuals has a number of legal obligations to protect that data under the Data protection act of 1998
Below you will find a video commissioned by the Information Commission Office that explains the importance of Data Protection. It gives training and guidance on how to protect data.
Watch this training video
Terms & Conditions
The following are the terms of use for this website and the products services and information available.
Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.
These Terms can be updated at any time and your continued use of this site implies your agreement with all the terms and conditions
This site must not be considered as offering any Financial Service or advice.
Before making any purchases or commitments that you consider to be an investment you must speak to a qualified Financial Advisor.
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
For 47Bullion Affiliate Members the terms of the Affiliate Agreement would apply in conjunction with these terms of use.
This website should be taken as seen. Some products may be different from how they appear in the picture. This website provides information products and services based on UK and E.U law. We disclaim any liabilities and responsibilities for losses incurred as a result of use of this site.
This site has portions which are password protected and is intended only for preferred customers and 47Bullion business owners. Any information that you provide should be accurate.
Your password should not be given to third parties and we will not be liable or responsible for any damages and losses from improper use of your password. If you are aware of any misuse of your password you must immediately inform us.
All orders that you place on this website will be subject to acceptance in accordance with these terms and conditions.
Acceptance of your order and the completion of the contract between you and us will take place on despatch to you of the products ordered unless we have notified you that we do not accept your order or you have cancelled it.
We make every effort to deliver goods within a reasonable time scale, however delays are occasionally inevitable due to unforeseen factors. We shall be under no liability for any delay or failure to deliver the products within reasonable timescales.
On the date of first attempted delivery or the date when the products are delivered risk of loss and damage of products passes to you.
We take payment from your card PayPal account at the time we receive your order, we also will accept bank transfer as a form of payment. Once we have checked your card, PayPal details or can confirm funds received through bank transfer and stock availability your order will begin processing. Goods are subject to availability. In the event that we are unable to supply the goods, we will inform you of this as soon as possible
We reserves the right to hold or adjust pricing in times of a volatile precious metals market (where sharp decrease or increase in the spot price cause premiums on coins to be above or below normal)
Any cancellation or returns on purchases made within 14 days of purchase will be subject to a restocking fee and the purchaser will bare the cost for the return shipping. We will not accept cancellations or returns after such time.
The materials on this site are protected by Copyright and Intellectual property rights. These rights are owned by 4779 ltd and in some cases owned by third parties and are being used with permission or under licence from these third party owners. In most cases where the copyright belongs to a third party this may be indicated as part of the terms of the licence of use.
Examples of the materials protected by copyright include but are not limited to images, design, layout, graphics, videos and articles.
No part of this website can be copied reproduced or published without prior written consent from 4779 ltd and 47 Bullion. 47 Bullion business owners will apply their affiliate agreement in this case as their use of the site is solely for the purpose of building their 47 Bullion business. Any material taken from the site for this purpose must remain unaltered in any way.
You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out in these terms of use will apply to your use of this website by linking to it.
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. When accessing a site via our website we advise you check their terms of use and privacy policies to ensure compliance and determine how they may use your information.
We do not monitor or review the content of other party’s websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
We will use reasonable endeavours to verify the accuracy of any information on the site but makes no representation or warranty of any kind express or implied statutory or otherwise regarding the contents or availability of the site or that it will be timely or error-free, that defects will be corrected, or that the site or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy, reliability of the website We will not be responsible or liable to you for any loss of content or material uploaded or transmitted through the website and we accepts no liability of any kind for any loss or damage from action taken or taken in reliance on material or information contained on the site.
We can be contacted at info@4779.co.uk
Return Policy
The 4779 Ltd Returns Policy
Distance Sellers Act - The Consumer Protection Distant Seller Regulations Act 2000 states that any business selling goods or services to consumers by mail order, Internet or telephone must provide the consumer with a minimum term in which to return the goods or service – However, goods and services directly linked to a fluctuating price are exempt.
4779 Ltd operates the following returns policy:
In the unlikely event that you receive goods from 4779 Ltd that you feel are not to standard, please contact us directly on 0203 0023 921 to arrange a return or replacement. Where an exact replacement is not possible due to stock availability, we reserve the right to exchange goods for similar items of equivalent value.
Returning goods by post - When returning high value items, customers are advised to use a verified tracking service, e.g. Royal Mail Special Delivery and ensure sufficient insurance to cover the full value of the goods. 4779 Ltd does not accept any responsibility of loss of returned goods whilst in transit.
For further advice regarding our returns policy, please contact our customer services team on 0203 0023 921 or email info@47bullion.co.uk.
For further information on consumer rights please visit our legal section.
